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Mortgage Loan

10% p.a. ₹1,000,000 - ₹100,000,000 | 5 - 15 Years

Important Mortgage Loan Information

Please review the loan terms, repayment period and representative cost before applying.

Loan Amount

₹1,000,000 – ₹100,000,000

Subject to lender eligibility and approval.

Maximum Annual Percentage Rate (APR)

Up to 10% APR

Actual APR may vary based on the lending partner and applicant profile.

Repayment Period

5 – 15 Years

Final tenure depends on lender approval and eligibility.

Processing Fee

₹0 Platform Fee

Any lender charges, if applicable, are disclosed before acceptance.

Representative Example

The following is a representative illustration based on the loan terms displayed on this page.

Loan Amount

₹1,000,000

Annual Percentage Rate (APR)

10.00%

Repayment Period

5 Years

Estimated Monthly Payment

₹21,247.04

Total Interest

₹274,822.68

Processing Fee

₹0.00

Total Cost of Representative Loan

₹1,274,822.68

This representative example is illustrative. Actual APR, EMI, tenure, fees and total repayment may vary according to the lending partner's assessment and the applicant's eligibility.

Important Disclaimer

Mortgage Loan applications are subject to the lending partner's eligibility, verification, credit assessment and approval process. LoanWala facilitates loan enquiries and does not guarantee approval or disbursement. Final loan amount, APR, repayment period, EMI, fees and other applicable terms are determined by the respective lending partner and are disclosed before acceptance of the loan.

About This Loan

Unlock the value of your property with our Mortgage Loan. Get up to ₹1 Crore against residential or commercial property at just 10% — the lowest in the market.

Key Features

Loan up to ₹1 Crore against property
Up to 60% of property market value
Residential & commercial property accepted
Overdraft facility available
Partial withdrawal & re-deposit option
Tenure up to 15 years
Property remains in your name
Fast processing with in-house valuation

Eligibility Criteria

Age: 25 to 65 years
Property: Clear title, no disputes
Property in approved area
Minimum property value: ₹20 Lakh
CIBIL Score: 700+
All property taxes must be cleared
Insurance on property mandatory

Required Documents

1 Aadhaar & PAN Card
2 Property Documents (Sale deed, Chain of title)
3 Property Tax Receipts (last 3 years)
4 Encumbrance Certificate
5 Building Plan & Completion Certificate
6 Income Proof (ITR/Salary slips, 3 years)
7 Bank Statement (last 12 months)
8 Photograph & Address Proof

What Can You Use It For?

Business ExpansionDebt ConsolidationChildren's EducationMedical EmergencyProperty PurchaseWorking CapitalPersonal NeedsInvestment

Calculate Your EMI

Your Monthly EMI

₹4,249

Loan Amount ₹2,00,000
₹1,000,000 ₹10,000,000
Tenure 5 Years
5 Yr 15 Yr
Total Interest ₹54,960
Total Payment ₹2,54,960
Apply for Mortgage Loan →
Free Apply No Charges 24hr Approval

Quick Info

Interest Rate 10% p.a.
Processing Fee ₹0 (Nil)
Prepayment Penalty None
Approval Time 24 Hours
Collateral Required (Property)

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