Message

Home Loan

10% p.a. ₹500,000 - ₹50,000,000 | 5 - 30 Years

Important Home Loan Information

Please review the loan terms, repayment period and representative cost before applying.

Loan Amount

₹500,000 – ₹50,000,000

Subject to lender eligibility and approval.

Maximum Annual Percentage Rate (APR)

Up to 10% APR

Actual APR may vary based on the lending partner and applicant profile.

Repayment Period

5 – 30 Years

Final tenure depends on lender approval and eligibility.

Processing Fee

₹0 Platform Fee

Any lender charges, if applicable, are disclosed before acceptance.

Representative Example

The following is a representative illustration based on the loan terms displayed on this page.

Loan Amount

₹500,000

Annual Percentage Rate (APR)

10.00%

Repayment Period

5 Years

Estimated Monthly Payment

₹10,623.52

Total Interest

₹137,411.34

Processing Fee

₹0.00

Total Cost of Representative Loan

₹637,411.34

This representative example is illustrative. Actual APR, EMI, tenure, fees and total repayment may vary according to the lending partner's assessment and the applicant's eligibility.

Important Disclaimer

Home Loan applications are subject to the lending partner's eligibility, verification, credit assessment and approval process. LoanWala facilitates loan enquiries and does not guarantee approval or disbursement. Final loan amount, APR, repayment period, EMI, fees and other applicable terms are determined by the respective lending partner and are disclosed before acceptance of the loan.

About This Loan

Own your dream home with our Home Loan at just 10% interest. Whether purchasing a new flat, constructing a house, or transferring an existing loan — we make home ownership affordable.

Key Features

Loan up to ₹50 Lakh (up to 90% of property value)
Tenure up to 30 years for lower EMIs
Balance transfer from other banks at lower rate
Top-up loan available on existing home loan
Pre-approved loans for existing customers
Tax benefit under Section 80C & 24(b)
Joint applicant option for higher eligibility
Free property valuation included

Eligibility Criteria

Age: 23 to 65 years at loan maturity
Minimum income: ₹25,000/month (salaried)
Employment: Minimum 2 years total, 1 year current
Property: Must be in approved society/project
CIBIL Score: 700+ preferred
No more than 2 existing loans
Property insurance mandatory

Required Documents

1 Aadhaar & PAN Card
2 Salary Slips (last 6 months) / ITR (3 years)
3 Bank Statement (last 6 months)
4 Property Documents (Sale deed, Agreement)
5 Property Tax Receipts
6 Building Plan Approval (for construction)
7 NOC from Society/Housing Board
8 Photographs of all applicants

What Can You Use It For?

Purchase New HomePurchase Resale PropertyConstruct HousePlot + ConstructionHome ExtensionBalance TransferHome RenovationTop-up Loan

Calculate Your EMI

Your Monthly EMI

₹4,249

Loan Amount ₹2,00,000
₹500,000 ₹10,000,000
Tenure 5 Years
5 Yr 30 Yr
Total Interest ₹54,960
Total Payment ₹2,54,960
Apply for Home Loan →
Free Apply No Charges 24hr Approval

Quick Info

Interest Rate 10% p.a.
Processing Fee ₹0 (Nil)
Prepayment Penalty None
Approval Time 24 Hours
Collateral Required (Property)

Explore Other Loan Types